eToro IFP

Innovation Founders Program — Internal access only

Innovation Founders Program — Apply by April 30, 2026

Build your startup
inside eToro.

Stop wondering what if. Start building what's next. You're already inside one of the world's biggest fintech platforms with 40M users waiting for what you'll create. Your idea deserves more than a whiteboard sketch.

Apply Now →
0
Million Users
0
Net Revenue Share
0
Time Commitment
$50
eToro Credits / FTD

20% of your time. 100% of your passion — in everything you do. Stay sharp in your role. Build something of your own on the side. Your venture earns, you earn — 25% of net revenue plus $50 eToro Credits for every new depositor you bring in. Two commitments. One career. Unlimited upside.

Why Now

The window is open.
First movers win.

Four forces are converging to create a once-in-a-career opportunity for eTorians.

🌍

38M Users = Instant Distribution

Most startups spend years and millions acquiring users. You already have them. Every eToro user is a potential customer for your venture — from day one.

🤖

AI Changes Everything

What used to take a team of 20 now takes 2–5 people with AI. The cost of building has collapsed. The barrier is no longer resources — it's ambition.

🧠

You Know Our Users Best

No external startup understands eToro's users like you do. You've seen their pain points, their workflows, their wishes. That's your unfair advantage.

AI-Speed Timelines

What used to take 6 months of engineering now takes weeks. Build, test, and iterate faster than any external startup ever could.

Already Happening

See what your colleagues
are already building

The IFP isn't theoretical. Real eToro employees are building real products right now.

🟢 LIVE

MoneyClaw (ClawX Platform)

Founded by Nati & Mariano — eToro employees

"The agent layer of eToro." Every user gets their own personal AI trading army — an assistant that monitors markets, analyses portfolios, and executes strategies 24/7.

174
AI agents running
3
servers in cluster
Multi-AI
Grok · Claude · GPT

Stack: Next.js 15 · TypeScript · OpenClaw agents in Docker · PostgreSQL · Redis · eToro API integration

Visit MoneyClaw.com →

Also on X: @MoneyClawX

The Journey

From idea to founder
in 5 steps

No red tape. No committee death spirals. A clear path from employee to entrepreneur.

Step 1

Form a Team

Assemble 2–5 fellow eTorians. Cross-functional teams prioritised. Designate a Founding CEO.

Step 2

One-Page Pitch

Problem, solution, market size, revenue model. One page. Keep it sharp.

Step 3

CEO Approval

5-minute pitch to the IFP Committee. Scored equally on: Problem (25%), Market (25%), Team (25%), Differentiation (25%).

Step 4

Build & Launch

20% of your working hours dedicated to building. eToro provides cloud credits, legal support, and full API access.

Step 5

Your Gain!

25% of net revenue to Founding Team — from day one. Plus $50 eToro Credits per FTD. Paid quarterly, 30 days after quarter close.

Selection Criteria

What makes a
winning venture?

Selection is scored across 5 dimensions. The strongest ventures score high on all five.

👥

Team

2–5 members, complementary skills, clear CEO, credible execution track record.

Weight: 20%
💰

Revenue Potential

Credible path to $100K+ in Year 1. Clear monetisation model. Scalable unit economics.

Weight: 25%
🔗

eToro Alignment

Leverages eToro APIs, users, or data. Strengthens the platform. No cannibalisation.

Weight: 25%
🤖

AI-Native

AI is core to the product, not an add-on. Leverages LLMs, automation, or data intelligence.

Weight: 20%
🌍

Market Differentiation

Solves a real unmet need. Clear unfair advantage. Defensible vs. competitors.

Weight: 10%

The strongest ventures are AI-native, eToro-aligned, and revenue-ready — not just good ideas.

Zero Career Risk

We made it safe
to take the leap.

This program is built so your downside is protected — so you can focus entirely on the upside.

🚪

Exit Anytime

30-day notice. Full compensation restored immediately. No questions asked, no stigma.

📈

Stock Options Safe

Your eToro stock options are completely unaffected by IFP participation.

📜

Revenue Guaranteed

Payouts are contractually guaranteed. Quarterly. No retroactive recapture. Ever.

🧑‍💼

EVP Sponsor

Every approved project has a dedicated EVP sponsor. You're not alone — leadership has your back.

IFP Committee

CEO (veto power)
COO
Chief Solution
Chief People
CFO
Corporate BD & Strategy
Inspiration

What a winning
submission looks like

Here's an example to show you the calibre we're looking for. Use it as a template.

eToro Signals Pro — Real-time Portfolio Intelligence

Team: Maya Cohen (CEO) · Oren Levy (CTO) · Shlomit Bar (Mobile) · David Maman (Growth)

AI-driven real-time signals that help eToro users make smarter portfolio decisions. Sentiment analysis, earnings predictions, and personalised alerts — all inside the eToro app.

Year 1
~$300K
Year 2
~$1.08M
Year 3
~$2.64M
Y1 Net Contribution
+$300K

Projected Y1 KPI Impact

Net Deposits
+$2M
Funded Accounts
+8,000
Net Contribution
+$0.3M
Resources Requested
~$12K cloud · 1hr legal · $0 cash
It's Been Done Before

Side projects that
changed the world

The best ideas come from inside. Now, for the first time, you get real upside when they succeed.

"Gmail started as a Google side project. Today it has 1.8 billion users."
Google — 20% Time
"Post-it Notes came from 3M's 15% time. A $1B+ product from a sticky accident."
3M — 15% Culture
"Haier turned 80,000 employees into 4,000 micro-enterprises and 4x'd their stock price."
Haier — Rendanheyi Model
"None of them gave employees a direct share of the revenue they generated. We do."
eToro IFP — 2026
Why This Works

Built to win.
For everyone.

Every stakeholder has a clear, compelling reason to make this succeed.

For Founders

Earn real income while staying at eToro. No need to quit to build your dream. 25% of net revenue + $50 eToro Credits per FTD — from day one, contractually guaranteed.

For eToro

Retain entrepreneurial talent, seed new revenue streams, and build a venture portfolio — without the cost of a corporate VC fund. Win-win by design.

For Speed

CEO approval keeps bureaucracy low. Idea to launch target: 90 days. AI-native tools mean what used to take 6 months now takes weeks.

For the Platform

Every approved venture deepens eToro's ecosystem, adds value for 40M users, and creates new reasons for users to stay, deposit, and engage more.

FAQ

Honest answers to
hard questions

We're not hiding anything. Ask us the tough stuff.

How does the compensation work?
You keep 25% of net revenue from your venture, plus $50 eToro Credits per FTD — for every FTD, with no tiers. Payouts are quarterly, 30 days after quarter close, and contractually guaranteed.
How much time do I need to commit?
20% of your working hours — about 1 day per week. Your manager knows. Your team knows. This is an official program with leadership support, not a secret side hustle.
What if my project fails?
Exit with 30 days notice. Full salary and stock options unaffected. No penalty, no stigma. You took a bold bet — that takes courage, and we respect it.
Who owns the IP?
eToro retains IP rights during the program. The venture is built on eToro's platform and infrastructure. Revenue payouts are contractually guaranteed throughout the full lifecycle of your employment.
How big should my team be?
2–5 founders. Cross-functional teams are prioritised. Designate a Founding CEO. An executive can join as a member (5% share, requires CEO approval).
Are revenue payouts guaranteed?
Yes. Revenue payouts are contractually guaranteed. Quarterly. 30 days after quarter close. No retroactive recapture. This is a legal commitment, not a handshake deal.
Deadline: April 30, 2026

2–5 founders. 1 idea.
38 million users.

25% net revenue + $50 eToro Credits per FTD from day one.
Build on 20% time. First cohort starts immediately after CEO approval.

Apply: [email protected]

Questions? Join #ifp-founders on Slack

Internal program · Confidential